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Why I Choose to Buy Properties Through a Company: Securing My Family's Future.' The image features a house symbolizing family security, surrounded by protective elements, with a logo of Michael Bowen placed in the bottom right corner, representing trust and professionalism in property investment

Why I Choose to Buy Properties Through a Company: Securing My Future

August 31, 20245 min read

Why I Choose to Buy Investment Properties in the Name of a Company!

Protecting My Family’s Future

When I first started investing in property, like many people, I bought my first few properties in my own name. It seemed simple and straightforward. But as I began to think more about the future—about the security and well-being of my family—I realized there was a better way to manage my investments. That’s when I decided to start buying properties in the name of a company. Here’s why this decision has not only made financial sense but also given me peace of mind knowing that my family’s future is protected.

Why I Choose to Buy Investment Properties in the Name of a Company: Protecting My Family’s Future" - A blog post detailing the reasons behind choosing to invest in properties through a company to safeguard family assets, build a lasting legacy, and simplify estate planning, while benefiting from tax savings and streamlined property management. The post emphasizes the peace of mind and financial security that comes with this strategic approach to property investment.

1. Save on Taxes and Keep More of Your Money for Your Family

Save on Taxes and Keep More of Your Money for Your Family

Let’s be real—when you’re working hard to build something for your family, every penny counts. One of the biggest advantages of buying property through a company is the potential to save on taxes. In many places, companies are taxed at a lower rate than individuals, which means more of the income generated from your properties stays in your pocket.

And it’s not just about paying less tax. When you manage your properties through a company, you can deduct a wide range of expenses—property management fees, repairs, loan interest, and even depreciation. These deductions lower your taxable income, meaning you can reinvest those savings into more properties or other opportunities that will benefit your family down the line.

2. Protect Your Family’s Personal Assets

Protect Your Family’s Personal Assets

As much as we’d like to believe that everything will go smoothly, the reality is that life is unpredictable. If you own property in your personal name, any financial trouble—whether it’s a lawsuit or a default on a loan—could put your personal assets, like your family home or savings, at risk. That’s a risk I wasn’t willing to take.

By holding properties in a company, you create a protective barrier around your personal assets. The company’s liability is limited to its own assets, so if something goes wrong, your family’s home and savings are safe. This legal separation has given me the reassurance that, no matter what happens with my investments, my family’s financial security won’t be compromised.

3. Build a Legacy for Your Family

Build a Legacy for Your Family

We all want to provide for our families and leave something behind that they can build on. Buying properties through a company helps me do just that. When you operate as a company, you’re not just seen as an individual investor—you’re seen as a serious business owner. This credibility opens doors to better financing options, partnerships, and opportunities that can significantly grow your portfolio.

And it’s not just about the here and now. By building a strong, credible business, I’m creating something that my family can inherit and continue to grow long after I’m gone. It’s about more than just making money—it’s about creating a lasting legacy that will provide for my loved ones for generations to come.

4. Simplify Estate Planning and Protect Your Family’s Future

Simplify Estate Planning and Protect Your Family’s Future

Thinking about what will happen to your investments after you’re gone isn’t easy, but it’s necessary—especially when you have a family to think about. If your properties are in your personal name, passing them on can be complicated and costly, with estate duties and taxes taking a big bite out of what you leave behind.

But when your properties are owned by a company, the process is much simpler. Instead of dealing with the headache of transferring property ownership, your heirs can inherit the company shares. This is not only more straightforward but also more tax-efficient, ensuring that your family gets to keep more of what you’ve worked so hard to build.

5. Take Advantage of Tax Breaks and Incentives to Benefit Your Family

Take Advantage of Tax Breaks and Incentives to Benefit Your Family

One of the unexpected perks of owning property through a company is the access to certain tax reliefs and incentives that individuals can’t get. This could mean credits for making energy-efficient upgrades to your properties or subsidies for specific types of developments.

These incentives aren’t just about saving money—they’re about freeing up more resources that can be used to improve your family’s quality of life. Whether it’s reinvesting in more properties, saving for your children’s education, or simply having more financial flexibility, these benefits can make a real difference to your family’s future.

6. Streamline Property Management and Free Up Time for What Matters Most

Managing multiple properties can quickly become overwhelming, especially if you’re doing it alone. But when you operate through a company, everything becomes more streamlined. You can keep your financials organized and easily track income, expenses, and profits.

More importantly, having a company structure allows you to delegate property management tasks to professionals. This means less time spent on the nitty-gritty details and more time to spend with your family, doing what you love. After all, what’s the point of building wealth if you can’t enjoy the time with those who matter most?

Conclusion:

Investing in Your Family’s Future

Switching to buying properties in the name of a company has been one of the best decisions I’ve made—not just for my investments, but for my family. It’s about more than just saving on taxes or protecting assets; it’s about ensuring that everything I’m working for today will continue to benefit my loved ones tomorrow.

Yes, setting up a company and managing properties within it can be a bit more complex than personal ownership. But for me, the peace of mind that comes with knowing my family is protected and provided for is worth every extra step.

If you’re serious about building a secure and prosperous future for your family, I highly recommend considering this approach. Consult with a legal or financial advisor to explore how this strategy could work for you, and start building a legacy that will last.

By making this shift, you’re not just buying properties—you’re securing your family’s future, creating a business that can grow, thrive, and provide financial freedom for generations to come. And that, to me, is the ultimate goal.

If you want to find out the actual mechanics of:

:

  • how to actually buy a property in the name of a company

  • How to buy up to 4 properties at once!

  • Get introduced to my accountant and trust administrator

Fill in the form below and ill send you my How to Guide

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Have a great day,

Michael

Property investing and education

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micheal bowen

I’ll motivate you to take the action on properties that can take you far into the future + teach you strategies & methods to get things done.